One product system, one economic semantics stack
KERN is not split into sub-products. Every surface is an interface to the same control-plane architecture.
System planes and buyer value
| Plane | Capability | Business value |
|---|---|---|
| Identity + governance | Principals, agents, key versions, delegation grants, policy bundles. | Who can act, under what authority. |
| Treasury + settlement | Wallets, virtual accounts, escrow, withdrawal-only externalization. | Budget and value movement control. |
| Verification + decisions | Evidence-bound verification and fail-closed allow/deny/review outcomes. | High-risk action risk reduction. |
| Operation + forensic trace | Operation terminality, trace lineage, webhook continuity, audit chain visibility. | Regulator/operator-grade reconstructability. |